Topic Collection
Articles related to this topic, organized by publication date.
A comprehensive guide on selecting between floating and fixed mortgage rates before final property disbursement. Examines trends in COFIX and financial debentures, borrowing limit variations under Stress DSR, drawbacks of 30-year fixed loans, and windows when secondary non-bank lenders offer cheaper terms.
With the launch date of 5th-generation indemnity health insurance remaining uncertain, the fundamental reason 1st and 2nd-generation policyholders should not switch lies in the difference in contract renewal structures. From the 3rd generation onward, policies automatically convert to the latest terms over time, but 1st and 2nd generations do not.
South Korea's broad money supply has historically doubled every 10 years. This article explores why standing still pushes your wealth rank downward, where the 7% annual return benchmark holds true, and where it falls short.
Examining the case of a newlywed couple who started their married life in a villa jeonse only to face a 400-million-won wealth gap 4 years later. This article breaks down the true risk of jeonse, flaws in attempting to close property gaps through stock returns, the sequence of paying down overdraft facilities, and emergency fund baselines.
Director Park So-yeon of Shinyoung Securities advises setting a goal around engineering a KRW 3 million monthly cash flow rather than aiming to amass 1 billion won. This article examines for whom this number holds true, where it becomes unrealistic, and where the sequence of the 3 principles breaks down.
Dissecting the expenditure structure behind earning KRW 3.5 million monthly while saving only KRW 1.5 million. This analysis explores vehicle maintenance costs, aimless cash deposits, and disguised installment savings that function as delayed consumption.
Judging whether an equity is cheap or expensive based solely on share price digits is almost always wrong. This article connects market capitalization and shares outstanding to PER, EPS, averaging down, and share cancellations into a single coherent framework.
